Finding the best car insurance can also mean finding the cheapest car insurance for Pennsylvania's nearly 9 million licenced drivers, who pay an annual average of $427 for minimum coverage and $1,476 for full coverage car insurance. According to Bankrate, Penn National and Geico have some of the lowest average minimum coverage and full coverage car insurance rates.
Our top choices for the cheapest car insurance in Pennsylvania for 2021 not only offer lower average rates, but also a wide range of coverage options to keep you and your family safe while driving.
The most affordable car insurance in Pennsylvania
Pennsylvania has a lot of great options for cheap car insurance, but prices can vary a lot depending on who you get it from. To assist you in making your decision:
Geico
Geico is not only one of the largest car insurance companies in the country; it is also one of our top choices for cheap auto insurance in Pennsylvania. Geico is one of the cheapest in the state on our list, with average annual rates of $267 for minimum coverage and $916 for full coverage.
Geico also provides a plethora of add-ons and discounts. Finally, drivers who register with Geico can enjoy a digital experience via Geico's mobile app.
Penn National
Penn National is most likely a good option for Pennsylvania drivers seeking convenience. The Auto PennPac plan is a collection of auto insurance coverages, including pet insurance and death benefits, as well as a seat belt and restraint benefit.Penn National includes extra coverages for towing and labour, travel interruption, locksmith services, and airbag replacement when you purchase collision and comprehensive coverage.
To round out coverage, replacement cost auto coverage is available, as well as identity theft protection and 24-hour roadside assistance. Among the numerous discounts offered by the company is the option to combine your auto insurance policy with homeowners insurance, renters insurance, or condo insurance.
Nationwide
For a variety of reasons, Nationwide may be an excellent option to consider in Pennsylvania. It is well-known for working with drivers with bad credit and has local agents nearby to assist you if you have any questions. The company offers a wide range of coverage options, including roadside assistance, rental car insurance, and gap insurance.
In addition, Nationwide provides Accident Forgiveness® and a Vanishing Deductible® of up to $500 off your policy. The mobile tools are also useful, as they keep you connected while you're on the go, allowing you to check your policy or file a claim.
QBE
In addition to towing and labour protection and audio/visual equipment coverage, QBE offers the option to add coverage for transportation expenses. Depending on their situation, drivers in Pennsylvania may also qualify for some of the lowest car insurance rates from QBE.
The provider also provides the FlexAuto® programme, which uses a regular review of your driving habits to provide you with additional savings on your insurance premium. QBE also offers discounts for safety devices, good students, and an accident-free driving record through its Accident Forgiveness programme.
Auto-Owners
Auto-Owners Insurance provides excellent coverage options such as personal injury protection (PIP), emergency roadside assistance, rental car insurance, and gap insurance to ensure that drivers are fully protected.
Furthermore, drivers benefit from the added convenience of the Personal Automobile Plus Package's all-in-one bundle, which adds over ten types of additional coverage to an already stacked policy. Furthermore, there is no deductible if you are involved in an accident with another Auto-Owners policyholder.
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