According to the 2018 report, Alaska had fewer than 550,000 drivers, ranking it third in the United States. The natural beauty of America's last frontier's mountains, glaciers, and waterways is breathtaking, but under the wrong conditions, it can quickly become dangerous.In Alaska, the average cost of minimum auto insurance is $373 per year, while the average cost of full insurance is $1,559 per year. As an Alaska resident, it is critical that you have adequate car insurance to protect yourself before driving.
Alaska's cheapest auto insurance
In terms of the cheapest car insurance in Alaska, some companies are more affordable than others, just like in any other state.The five cheapest auto insurance companies are USAA, Geico, State Farm, Progressive, and Allstate, based on the lowest insurance coverage and market share average annual premiums.
USAA
USAA is the best option for military personnel and their families in Alaska looking for low-cost car insurance. It has a strong car insurance plan that offers its members low rates and comprehensive insurance, as well as significant discounts. This is a company that is well-known for providing excellent customer service and has consistently received the highest customer satisfaction ratings.Aside from the Personal Injury Protection (PIP) option, there are military-specific discounts available, such as low mileage or savings when parking at the base.
Geico
Geico is a low-cost option that is available in all 50 states. Personal injury protection, carpool insurance, and mechanical breakdown insurance are all available, but only for leased vehicles. We offer large discounts for military personnel, federal employees, defensive drivers, and multiple vehicles to help you save money.When it comes time to manage your policy, Geico will provide excellent mobile tools to assist you.
Progressive
Progressive offers a variety of ways for you to save money on your insurance policy, including continuous insurance, outstanding students, homeowners, and online quote discounts. It also offers discounts to safe drivers. Coverage is also extensive, with features such as roadside assistance, gap insurance, custom parts and equipment insurance, and deductible savings banks.
Allstate
Allstate provides excellent insurance options, such as roadside assistance, sound system coverage, and personal umbrella policies. Although its customer satisfaction rating is only average, it offers 24/7 claims service and a claim satisfaction guarantee to provide you with additional peace of mind. Early renewal can take advantage of early signing discounts, as well as other benefits such as automatic withdrawal and full payment.
Alaska drivers must have a minimum level of insurance coverage.
Alaska requires drivers to carry a certain amount of liability auto insurance, which includes the following coverage: 50,000 USD in personal injury per person Personal injury costs $100,000 per accident in the United States. Property damage of $25,000 More than 15% of Alaska drivers do not have car insurance, according to the Insurance Information Institute.
. If you collide with any of these drivers and do not have adequate car insurance to protect yourself, you could face serious financial consequences. This is why it is critical to carry out at least the minimum amount of insurance required by law (if not all insurance).
What is the most affordable car insurance in Alaska?
We recommend Hartford, State Farm, Allstate, and Geico insurance for the best car insurance in Alaska. The best company for you may vary depending on factors such as insurance coverage, price, and credit score, but these four are the best starting points for you to find the best car insurance in Alaska.
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