Finding the cheapest West Virginia car insurance requires some research, but it is well worth the effort — even if West Virginia car insurance premiums are lower than the national average. Car insurance in the state costs $458 per year for the required minimum coverage and $1,499 per year for full coverage. Despite the fact that traffic fatalities in West Virginia are higher than the national average, licenced drivers in the state can obtain cheap car insurance.
Cheapest auto Insurance in West Virginia
Begin your search for cheap car insurance in West Virginia with the companies listed below. The carriers listed are the least expensive — and most popular — in the state.
Nationwide
West Virginia drivers can use Nationwide to make up for a less-than-perfect driving record. The Nationwide SmartRide programme can help you save money on car insurance by providing discounts for safe driving. The programme uses a mobile app to track your driving habits and rewards you with discounts based on how safely you drive.
Erie
Erie is the smallest carrier in the group of West Virginia cheap car insurance providers, owing to the fact that it only provides coverage in a few states, but it has the lowest prices for both minimum and full coverage. If you qualify, you could save even more money with Erie's First Accident Forgiveness, which waives your first claim and keeps your premiums from rising. You can also save up to $500 on your deductible if you do not file a claim.
State Farm
Not all of the companies offering West Virginia's cheapest auto insurance have a physical presence in the state. If you prefer one-on-one service from your insurance agent, State Farm provides it through its numerous agent office locations. As the nation's largest auto insurance provider, State Farm offers a variety of discounts and has a network of State Farm agents in 87 West Virginia cities. If you are under the age of 25, you may be eligible for a discount if you have had a clean driving record for at least three years and have completed State Farm's Steer Clear programme.
Allstate
Allstate's rideshare insurance may be of interest to West Virginia rideshare drivers, as it bridges the coverage gap between being offline and accepting a fare. Drivewise from Allstate may offer savings rewards for being a safe driver to drivers who don't mind having their driving habits tracked. According to Allstate, allowing Drivewise to monitor their driving habits can save drivers up to 40% or more on each renewal. If you are having difficulty determining the appropriate coverage limits, Allstate has a tool that can assist you in determining the appropriate levels of coverage.
Progressive
Progressive's Name Your Price Tool allows West Virginia drivers to set a budget and then search for coverage options that fit within that budget. Progressive also assists drivers in comparing car insurance rates with other companies, making it simple to find the best savings—even if the best deal is not with Progressive. Progressive car insurance in West Virginia can also be customised with features such as custom parts and equipment, gap insurance, rental car reimbursement, and a deductible savings feature.
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