Best car insurance in Elgin

 Every driver in Elgin, Illinois, is required by law to carry a certain amount of auto insurance. In the city, the average annual cost of auto insurance is $1,448 for a full coverage policy and $498 for a minimum coverage policy. To find the best car insurance in Elgin, we compared the major providers using criteria such as average rates, policy options, and discounts.

Elgin's top auto insurance companies

 

In Elgin, there are dozens of car insurance companies to choose from. The best insurers, according to our comparison, are Erie, State Farm, Country Financial, and MetLife. In addition to low rates, these four companies have excellent coverage options, generous discounts, and high J.D. Power ratings for overall customer satisfaction.

Erie

In J.D. Power's most recent auto insurance study, Erie was rated the best insurance company for overall customer satisfaction. Erie stands out for its low rates, excellent customer service, and a wide range of unique policy benefits. Its car insurance policies may include a rate lock guarantee, first accident forgiveness, a decreasing deductible, new car and better car protection, pet injury coverage, and other beneficial features.

State Farm

State Farm is the largest auto insurance company in the United States. State Farm has the cheapest car insurance in Elgin, based on our sample rates. Drivers can save even more money by taking advantage of State Farm discounts or enrolling in one of two safe driver reward programmes. Drivers can supplement their coverage with rental car reimbursement, rideshare insurance, or roadside assistance.

COUNTRY Financial

COUNTRY Financial is a regional insurance provider with a high overall customer satisfaction rating from J.D. Power. The company offers low rates as well as a variety of special discounts, such as savings for teachers, first responders, engaged couples, and good students. Elgin drivers can tailor their policies by adding endorsements such as trip interruption coverage, personal effects coverage, and new car replacement coverage.

MetLife

MetLife (now Farmers Insurance Group) is an all-around good car insurance company. MetLife offers some of the best add-on coverages, including roadside assistance, identity theft coverage, new car replacement, special parts coverage, and enhanced car rental car coverage, in addition to low rates. MetLife offers discounts for being a safe driver, signing up for automatic payments, bundling a home and auto insurance policy, and being a member of an affinity group.