Best car insurance in Houston

 In Harris County, Texas, where Houston is located, there were approximately 97,000 traffic accidents in 2020. 466 of those collisions resulted in death. Drivers in Houston are likely to want to protect themselves from the financial consequences of causing an accident, and vehicle insurance is one of the best methods to do so. In Houston, the average annual cost of vehicle insurance is $691 for minimal coverage and $2,146 for full coverage.

Houston drivers should think about typical premiums, customer service scores, discounts, and available coverages when looking for the best car insurance. To assist you in finding the best car insurance in Houston, we analysed the top companies in the area by market share.

Houston's best low-cost auto insurance companies

 

We looked at the biggest providers and thoroughly analysed each one based on 2021 average rates acquired by Quadrant Information Services, third-party ratings, coverage options, discounts, and customer service reviews to help you choose the top car insurance companies in Houston for your needs. 

These providers may be a good option if you're looking for vehicle insurance in the Houston area:

Geico

Geico is known in Houston and across the country for selling low-cost car insurance packages. You might wish to receive a quotation from Geico if price is your top priority. Geico, on the other hand, does not provide a vast range of coverage alternatives; their policies are rather simple. However, the company offers a range of discounts that might help consumers save even more money on their insurance costs. You can also use the company's mobile app to pay bills, make policy changes, get roadside assistance, and file claims.

USAA

Policyholders who are active-duty military or veterans may find USAA to be a good fit. The organisation only offers insurance to military members and their qualified families, and if you satisfy the requirements, USAA may be able to give you with auto insurance that is significantly less expensive than the typical price in the Houston region. J.D Power frequently gives the company excellent marks, despite the fact that it is not qualified for official rating due to eligibility limits.

State Farm

Customers interested in a digital experience should contact State Farm for a quote. The business has a well-received digital app and a wealth of online tools. Drive Safe & Save for adults and Steer Clear for drivers under 25 are two other safe driver discount programmes offered by State Farm. J.D. Power also gave State Farm a higher-than-industry-average rating for claims service. This implies that customers are typically satisfied with State Farm's claims process.

Allstate

Despite the fact that Allstate did not obtain the highest J.D. Power score among the providers we identified as the best, the firm could still be a suitable fit for your needs. Allstate offers a variety of coverage endorsements to let you tailor your insurance, including coverage for sound system equipment and historic car coverage. Furthermore, Allstate provides a broad list of discounts for drivers wishing to save money on their insurance. By insuring a new vehicle, being a good student, and paying their rates on time, Allstate customers may be able to save money on their insurance.