In Garland, Texas, the average car insurance rate is $649 for minimum coverage and $2,047 for full coverage. Drivers in Garland are likely looking for the best cheap auto insurance while still getting maximum protection because this is more than the national average of $1,674 per year.
To find the best rates, we compared local and national carriers using 2021 Quadrant Information Services rate data. Other factors were considered, such as AM Best financial strength ratings and JD Power overall customer satisfaction ratings.
Garland's top auto insurance companies
Our editorial team considered customer service ratings, financial strength, coverage options, and discounts to find the best car insurance Garland has to offer.
USAA
USAA received the most points from J.D. Power, despite the fact that this provider is ineligible for ranking because it is only open to military service members, veterans, and their eligible family members. This carrier also offers a variety of discounts in addition to having some of the lowest rates for drivers in Garland. Claims-free, multi-policy, number of years as a policyholder, and taking a defensive driving course are all possible discounts.
Geico
Geico provides both low-cost auto insurance in Garland and above-industry average J.D. Power ratings. Geico provides many of the benefits found in national carriers, such as financial strength, a wide range of policy options, and discounts and options to suit most budgets. Geico also stands out with its highly rated mobile app. The app allows you to manage your policy completely on the go, as well as submit claims, call for roadside assistance, and use the Geico Virtual Assistant.
Nationwide
Nationwide provides numerous options for customising your policy and saving money on premiums through discounts. In addition to standard coverages, Nationwide offers options for adding towing and labour, rental car reimbursement, and gap coverage. Bundling a Nationwide auto policy with a homeowners or renters policy in Garland can save drivers up to 20% on premiums. Despite the fact that Nationwide was not rated in the Texas region, it received only slightly below-average ratings in the other regions.
Allstate
Allstate provides a variety of benefits to Garland drivers, including lower-than-average premiums. For true customization, Allstate offers a wide range of coverage options for your policy, such as rideshare coverage and sound system protection. Allstate offers a number of programmes, including Accident Forgiveness and Drivewise®, that reward you for allowing Allstate to review and provide feedback on your driving habits.
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