Cheapest car insurance in Corpus Christi

 Car insurance in Corpus Christi is slightly more expensive than the national average, costing $594 per year for minimum coverage and $1,806 per year for full coverage. Car insurance premiums in the United States range from $565 per year for minimum coverage to $1,674 per year for full coverage.

Drivers in Corpus Christi have several options for low-cost car insurance. For example, if you are a former or current military member, USAA's rates are significantly lower than the city average, offering the lowest average annual minimum coverage premium as well as the lowest annual full coverage premium. Even if you are not a member of the military, you may be able to find lower-than-average coverage from other companies, such as Geico, Nationwide, Mercury, and Allstate.

Insurance requirements in Corpus Christi

 

All drivers in Texas are required to have at least 30/60/25 coverage. This means that your policy must include the following coverages and limits at a minimum: 

$30,000 in bodily injury liability per person

 

$60,000 in bodily injury liability per accident

 

Property damage liability is $25,000 per accident.

 

Insurers are also required to provide personal injury protection (PIP), as well as uninsured and underinsured motorist coverage, to all Texas drivers seeking car insurance. Drivers may decline these coverages in writing, but speaking with an agent first about the benefits and drawbacks of these options is recommended.

With dozens of local providers offering competitive coverage, you should compare multiple quotes to find the best car insurance in Texas for your specific needs.

Corpus Christi car insurance discounts

 

Most insurance companies provide discounts that can help you save money on your policy. Here are some of the most common Corpus Christi driver discounts: 

Discounts for safe driving: If you haven't had any accidents or tickets in a certain number of years, you may be eligible for a safe-driving discount.

 

Military discounts: Companies may reduce your premium if you are a member of the military.

 

Good student discounts: If you are a student or insure a student on your policy, you may be eligible for a premium reduction if you or your student maintains a high GPA.

Discounts for multiple vehicles: If you insure more than one vehicle with the same company, you may be eligible for this discount. 

Discounts for policy bundling: This discount is frequently available to those who purchase multiple types of insurance from the same company, such as home and auto insurance.